I've heard that the whole health care system in USA seriously sucks ass, at least in my country you get free health care until you're 18.
Anyway, I havent broken a bone in my life, despite my active sport life. Although i've had many twisted ankles,like 3 with each leg, but it gets easier with each time, the worst one was when i twisted my left ankle the first time, it was swollen up half way to the knee. One time i fell on my left hand really bad while crashing with my moped (i was 13 or something), i was making a sharp turn when the rear wheel slipped on mud.It hurt like hell fore 3 weeks or so, but wasnt broken...probably, i never x rayed it. I consider my self lucky, and no i dont want to know how a broken bone feels.
If you've got loads of money, everthing can be done. Here we pay 52% income tax. US has something like 25% (not sure of the actually figure). For people with a big income the USA is much better.