the atm thing is kind of pointless dont you think? unless you DESPERATLY need the money...because in this game i found that you have a ton of excess money that you really cant use..u cant buy houses or businesses anymore like in vice city and san andreas as everyone knows. i had like 600,000$ or so at the end of the game and used probably like 20,000 tops throughout the course of the whole single player. you can get 20,000 after completing a few missions.